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Tax Planning
6 strategies · accelerate, defer, eliminate

Tax planning strategies. Accelerate, defer, eliminate.

Tax planning is where significant wealth gets built. Cost segregation accelerates depreciation. Opportunity Zones defer and eliminate capital gains. Section 199A reduces pass-through income tax 20%. Conservation easements generate large charitable deductions. Sales tax compliance prevents catastrophic state audits. We coordinate with your CPA on implementation.

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Why our tax planning

Tax planning that integrates. With your CPA.

Accelerate depreciation

Cost seg breaks commercial property into components depreciating 5, 7, 15, 39 years instead of single 39-year straight-line. Combined with bonus depreciation, massive first-year deductions.

Defer capital gains

Opportunity Zone (until Dec 31 2026) and 1031 like-kind exchanges defer capital gains by reinvesting proceeds. Both have strict rules; we coordinate the structuring.

Eliminate gains long-term

Opportunity Zone investment held 10 years: gain on the QOF investment fully eliminated. Powerful long-term strategy.

Pass-through 20% deduction

Section 199A allows pass-through business owners to deduct 20% of QBI. Complex limitations above income thresholds. We optimize structure.

Conservation easements done right

Legitimate easements with proper engineering, MAI appraiser, reputable land trust generate substantial charitable deductions and hold up to IRS scrutiny. Bad ones (syndicated) get disallowed.

Sales tax catastrophe prevention

Multi-state sales tax non-compliance compounds: unfiled returns have no statute of limitations. We register, file, and remit so the problem stays contained.

FAQ

About Tax Planning.

Do you replace my CPA?
No. We coordinate with your CPA on implementation. Cost seg studies, 199A optimization, Opp Zone structuring all integrate with your tax return prep. We provide the strategy and structuring; your CPA implements on the return.
What is cost segregation?
Engineering study that reclassifies commercial property components from 39-year (commercial) or 27.5-year (residential rental) to shorter recovery periods (5, 7, 15 year). Generates massive first-year deductions, especially with bonus depreciation.
What is Opportunity Zone?
Designated lower-income census tract (about 8,700 nationwide). Capital gains reinvested in a Qualified Opportunity Fund (QOF) within 180 days defer the gain. Held 10 years, the gain on the QOF investment is eliminated. Deferred original gain ends Dec 31 2026 per statute.
Section 199A still applies?
Created by 2017 TCJA. Scheduled to sunset after 2025. Congress has discussed extension; as of 2026, no permanent extension enacted. Maximize current benefit.
Sales tax really that important?
Yes. Multi-state non-compliance is the most expensive routine tax mistake. States can audit back indefinitely on unfiled returns. Compounding penalties can exceed the tax owed. Register and file in nexus states.
What about Section 1031?
1031 like-kind exchange covered separately under Real Estate hub. Defers capital gains on real estate by reinvesting in like-kind property within 180 days.
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