$400K
QBI
Tax Planning
20% pass-through deduction
Optimize Section 199A QBI. 20% deduction on pass-through income.
Section 199A allows pass-through business owners (LLCs, S-Corps, partnerships, sole props) to deduct up to 20% of their Qualified Business Income (QBI). Significant tax savings: $200K QBI at 37% bracket saves $14,800 in tax. The catch: complex limitations. Above $383K (married), the deduction is capped at 50% of W-2 wages or 25% of W-2 wages plus 2.5% of unadjusted basis of qualified property. SSTBs (specified service trades) phase out entirely. We optimize structure.
How it works
How we handle Section 199A QBI, end-to-end.
Section 199A allows pass-through business owners (LLCs, S-Corps, partnerships, sole props) to deduct up to 20% of their Qualified Business Income (QBI).
1
Income + structure review
We review your business income, entity structure (LLC, S-Corp, partnership), W-2 wages paid, and qualified property. Identify QBI optimization opportunities for current and future years.
2
SSTB determination
Specified Service Trades or Businesses (SSTBs) - law firms, accounting, consulting, health, financial services, certain athletic and performing arts - phase out the deduction above the income thresholds. We determine if you are an SSTB and model strategies.
3
W-2 wage optimization
Above the threshold, deduction caps at 50% of W-2 wages or 25% of W-2 wages + 2.5% of property basis. For S-Corp owners, increasing your own W-2 salary can expand the 199A cap. We model the trade-off.
4
Multi-entity strategy
For high earners with multiple income streams, splitting income across multiple entities (some SSTB, some non-SSTB) can preserve 199A on non-SSTB portions. We model multi-entity structures.
What we'll set up for you
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
01 · Name + Brand
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
02 · State filing
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
03 · Federal IDs
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
04 · Stay compliant
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Pricing
Transparent section 199a qbi pricing.
Government fees pass through at cost. No upsells.
Standard analysis
$2999
QBI optimization review.
Income and structure review, SSTB determination, W-2 wage analysis, recommended strategies. Implementation guidance.
Get startedAnnual subscription
$1499
Year-end optimization annually.
Year-end 199A review and optimization annually. Confirms strategies still applicable, adjusts for income or threshold changes, models for current year.
Get startedMulti-entity strategy
$9999
Restructure for QBI.
For high earners benefiting from multi-entity strategies: entity restructuring, new entity formation, asset transfers, ongoing operational separation. Includes legal coordination for multi-entity setups.
Get started FAQ
About the Section 199A QBI Optimization Service.
What is QBI?
Qualified Business Income - net income from a qualified trade or business. Pass-through income from LLCs, S-Corps, partnerships, sole proprietorships. Excludes: wages, investment income, guaranteed payments, reasonable compensation from S-Corp.
What is an SSTB?
Specified Service Trade or Business: law, accounting, health, financial services, consulting, performing arts, athletics, and similar service businesses. Phase out 199A above income thresholds ($191K single / $383K MFJ for full deduction; $241K / $483K for full phaseout).
Why does S-Corp salary affect 199A?
Above the threshold, 199A is capped at 50% of W-2 wages OR 25% W-2 + 2.5% UBIA. For S-Corp owners, your own reasonable salary counts as W-2 wages. Higher salary = higher 199A cap. Trade-off with payroll tax.
Can I use multiple entities?
Yes. Splitting income across entities can preserve 199A on non-SSTB portions. Requires legitimate business purpose; cannot be purely tax-driven. Common strategy: management LLC + operating LLC, real estate LLC separate from operating business.
Does 199A expire?
Section 199A was created by 2017 TCJA and scheduled to sunset after 2025. Congress has discussed extension; as of 2026, no permanent extension. Maximize current-year benefit while available.
Do C-Corps get 199A?
No. 199A is for pass-through income only. C-Corps benefit from the lower 21% corporate tax rate instead. Each structure has trade-offs.
Bundle & save
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Why File.Business
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.