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Financials that are already done when you need them.

Most founders find out their books are a mess exactly when a lender, investor, or tax deadline needs them clean. File.Business keeps your P&L, balance sheet, and cash flow current all year, categorized from your accounts, reviewed by a real bookkeeper, ready the moment anyone asks.

Get your books done See a live P&L
Real bookkeeper review Statements always current Tax-ready by design
Live product

The three statements, always up to date.

This is the finance view you'd open any day of the year, reconciled through today, not three months behind. Switch between the statements; the numbers are already done.

financials · Acme LLC reconciled through Jul 8
Revenue
Product revenue $0
Services revenue $0
Total revenue $0
Expenses
Cost of goods sold $0
Payroll $0
Software & tools $0
Marketing $0
Total expenses $0
Net income$0
Assets
Cash & equivalents $0
Accounts receivable $0
Equipment (net) $0
Total assets $0
Liabilities & equity
Accounts payable $0
Loan payable $0
Owner's equity $0
Total liabilities & equity $0
Cash flow · quarter
Operating activities $0
Investing activities $0
Financing activities $0
Net change in cash$0
Beginning cash $0
Ending cash $0
Categorized from your bank feed, reviewed by a bookkeeper. 0 uncategorized transactions
Why it exists

Bookkeeping is only painful when it's behind.

Almost no founder wants to do bookkeeping, so it slips, a receipt here, an uncategorized month there, until the day a lender asks for a P&L, an investor wants a balance sheet, or a tax deadline arrives and the whole year has to be rebuilt from bank exports. That reconstruction is stressful, expensive, and exactly when mistakes get made.

The fix isn't more discipline from you. It's a system that keeps the books current in the background: transactions flow in from your accounts, get categorized and reconciled automatically, and a real bookkeeper reviews anything unusual. Nothing piles up, because nothing waits for you to sit down with a spreadsheet.

The result is that the three statements that actually matter are done every day, not produced in a panic at year-end. When someone asks for numbers, you export them; when it's time to file, your tax preparer gets clean books instead of a shoebox.

How it works

From bank transaction to finished statement.

Four stages run continuously, so the statements you saw above stay reconciled without you touching a spreadsheet.

Connect accountsLink your bank and cards once; transactions flow in automatically from then on.
Auto-categorizeEach transaction is coded to the right account and reconciled against the statement, with no manual entry.
Bookkeeper reviewA real bookkeeper checks anything unusual, so the automation is always backed by a person.
Statements readyP&L, balance sheet, and cash flow stay current, export or hand to tax anytime.
What you get

More than clean books.

The three statementsProfit & loss, balance sheet, and cash flow, current every day, ready for any lender, investor, or preparer.
Invoicing built inSend invoices, track what's owed, and see payments land in the same books, no separate tool to reconcile.
Real financial visibilityMargins, burn, and runway you can actually read, the numbers a decision needs, not a data dump.
Multiple entities, cleanEach company keeps its own books, with a consolidated rollup across all of them when you need it.
Tax-ready handoffClean, reconciled books flow straight to tax prep, no April scramble to rebuild the year.
A person behind itVetted bookkeepers review the work, so you're not trusting automation alone with your finances.
Where it sits in the OS

Books are the source of truth for your numbers.

Everything financial flows through your books, so banking, taxes, and your dashboards all report from one reconciled set of records.

Business BankingTransactions arrive here pre-categorized from the account, so the books practically keep themselves.Explore Tax PreparationFiling becomes a handoff of finished statements instead of a year-end reconstruction.Explore Multi-Entity DashboardConsolidated financials across every company, in one rollup rather than a tool per entity.Explore People & PayrollWages and payroll taxes post to your books automatically, so labor cost is always reflected.Explore BosAIAsk "what were margins last quarter?" or "where is spend rising?", answered from your live books.Explore Document VaultStatements and financial records are stored, encrypted and versioned, ready for diligence.Explore
FAQ

Books & finance, answered.

Is this the same as filing my taxes?
No. Books & Finance keeps your records accurate and current; filing is a separate step. But the two are built to connect, when it's time to file, those clean books hand straight to Tax Preparation, which makes the actual filing far simpler and cheaper than reconstructing a year first.
Who actually does the work?
The categorizing and reconciling run continuously and are reviewed by bookkeepers and finance professionals in our vetted network, so automation is always checked by a person. It sits in the same Business OS as your compliance and payroll, which is why the numbers stay consistent across all three.
How does it connect to my bank and cards?
It links directly to your business accounts, so transactions flow in automatically and are categorized and reconciled without manual entry. It works best with a dedicated business account opened through the platform, because the account and the books are already part of the same system, no separate integration to wire up or keep from breaking.
Will my books be ready at tax time?
That's the whole point of keeping them current all year. When filing season arrives, clean, reconciled books hand straight to Tax Preparation, so there's no year-end scramble to rebuild a year of records. It's the difference between a preparer working from finished statements and one reconstructing your finances from bank exports in April.
Can it handle more than one entity?
Yes. Each entity keeps its own clean set of books, and if you run several companies you can see them together in the Multi-Entity Dashboard rather than juggling a separate bookkeeping tool per company. Consolidated visibility across entities is exactly where spreadsheets tend to fall apart.
Can you work with my existing accountant?
Yes. We keep the books current and hand your accountant clean, reconciled statements and an export whenever they need them, so they spend time on advice rather than cleanup. Access is role-based through Team Accounts, so your accountant sees exactly the financials they need and nothing else.
Is my financial data secure?
Yes. Everything runs on security-first, encrypted infrastructure with encrypted transport, and your statements are stored in your encrypted Document Vault. Access is role-based through Team Accounts, so your bookkeeper and accountant see the financials while the rest stays limited to whoever you choose.

Never rebuild a year of books again.

Connect your accounts and get current P&L, balance sheet, and cash flow, reviewed by a real bookkeeper and ready whenever you need them.

Get your books done Talk to a specialist
Real bookkeeper review Always current Tax-ready
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