Every account, every entity, one control center.
Opening a business account means re-proving your company to a bank that's never seen it, then watching your money scatter across logins the moment it's open. File.Business hands the bank a pre-verified application built from your own records, and then keeps every account, balance, and transaction in one live view.
Your finances, the moment they move.
This is the dashboard you'd see after opening an account, total cash across every entity, and a transaction feed that categorizes itself as money moves. Watch it run.
The account is easy. Everything around it isn't.
Getting a business bank account should be the simplest thing a new company does. In practice it's one of the most frustrating: the bank has never heard of your LLC, so it re-verifies your formation documents, your EIN, your operating agreement, and your ownership from scratch, and a missing initial or a mismatched name sends you back to the start.
Then the account opens, and a different problem begins. Your money lives in a login that doesn't talk to your bookkeeping, your other entities each have their own bank, and answering "how much cash do we actually have?" means adding up three tabs. For anyone running more than one company, that's a spreadsheet no one keeps current.
Business Banking solves both ends. We match you to a pre-vetted partner bank and hand it an application already verified against the records we hold, so approval is fast and clean. Once it's open, every account rolls up into one control center that feeds your books and your multi-entity dashboard without a single manual export.
A pre-verified application, not a fresh interrogation.
Because File.Business already holds your verified company records, the bank receives a complete, consistent packet, the reason approvals land in hours instead of weeks.
A control center, not just a checking account.
Banking is the account layer of the operating system.
Money flows out of banking into everything that reports on it, so the numbers your books, taxes, and dashboards show all trace back to one source.
Business banking, answered.
Is File.Business a bank?
What do I need before I can open an account?
Which bank will I be matched with?
Can non-US founders open an account?
Why do I need a separate business account at all?
Can you keep the books once the account is open?
What about multiple entities or accounts?
Put every account in one control center.
Open a business account with a pre-verified application, then watch your cash, cards, and transactions land in a single live view.