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Free ToolReal per-state formation cost. Pick your state and entity type; see upfront and ongoing cost. No estimates, no fluff.
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Free Cost Tool
Formation cost calculator · free to use · no signup

How much will it cost to form your entity?

Pick your state and entity type. We show the exact state filing fee and our $0 service fee for upfront cost, plus the typical annual cost over 5 years. Real 2026 data for all 50 states + DC.

$0
Service fee
always
51
State fees
real-time
Same-day
In 12 states
available
Penalty-free
Guarantee
on filings
SOC 2 Type II · 2025 report 4.9 · 8,200+ reviews E&O Insured · carrier on request 51 Jurisdictions 220,000+ Formed
See disclosures + carrier names →
How this tool actually works

Three things that make Formation cost calculator useful in the real world.

Not a calculator that ships you to a paywall after the result.

01

Real state fees, not stale tables

Pulled from each Secretary of State quarterly. The number you see is the number that gets paid.

02

Add-ons priced inline

Expedited filing, certificate of good standing, BOI: each priced as you click.

03

One total, no surprises

Service + state fee + add-ons in a single number. No checkout-stage surprise.

Pick your formation

Form in the state where you operate, unless you have a specific reason for Delaware or Wyoming.
First year free with formation; $99/yr renewal. Most founders use the service to keep their home address off public records.
Total upfront cost
$0
Pick a state to see the cost.
State filing fee $0
Our service fee $0
Registered Agent year 1 $0
Upfront total $0
Year 2 cost $0
5-year total $0
How the math works

What goes into your total.

State filing fee: The fee charged by the Secretary of State to file your Articles of Organization (LLC), Articles of Incorporation (Corp), or Articles of Incorporation as a Nonprofit. Ranges from $35 (Montana) to $725 (Nevada with initial list + license). We pass these through at cost.

Our service fee: $0 on Starter for the core filing service. Add-ons like BOI filing $249 one-time), foreign qualification ($149/state) are separate.

Registered Agent: Free for the first year with every formation. $99/year on renewal. You can be your own agent if you have a physical state address and are available during business hours; most founders use a service.

Annual ongoing: Most states require an annual report ($10-$300 typical) plus, depending on the state, a franchise tax or business privilege tax. Massachusetts is the most expensive annual ($520). Missouri, Ohio, New Mexico, South Carolina, and Arizona have no annual report for LLCs.

Ready to file?$0 service fee on Starter. Pay only the state fee plus any add-ons you choose.
Start filing →5 min, no commitment
FAQ

Common questions.

How accurate is this calculator?
State filing fees are exact for 2026. Annual fees are typical; some states have variable franchise tax based on net worth or capital stock that we cannot estimate without more info. We show the typical case.
What is not included?
Optional add-ons: BOI filing $249 one-time), expedited state filing, foreign qualification in additional states, business licenses, sales tax permits. Plus state-specific extras like NY publication ($300-$1,500) and TX franchise tax above $1.23M revenue.
Why is the state fee at cost?
We do not mark up state fees. Whatever the state charges, that is what you pay; we pass it through as a separate line item.
Can the cost change after I file?
No, your upfront cost is locked at filing. Annual costs in future years could change if the state adjusts fees (rare). We notify you of any changes well in advance.
How does Growth save money?
Growth includes BOI filing, annual report filing, brand kit, business email, e-signature, books, CRM, and more. If you would buy these separately, Growth pays for itself at about $700/year.
$129/yr Compliance Annual Filings · penalty-free

On the $129/yr Compliance Annual Filings plan, we cover state late fees.

When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.

See compliance plans →
Form your business for $0Start →
500K+
Filings completed
51 jurisdictions
All US states + DC tracked
SOC 2 secured
Encrypted document vault
99.6% on-time
Annual reports filed in window
$0 hidden fees
Flat-rate service pricing

Ready to get started?

File.Business handles formation, filings, registered agent service, and ongoing compliance across all 51 US jurisdictions on a single concierge platform.

File.Business is a private business filing and compliance service. We are not a government agency and are not affiliated with any Secretary of State office. You may file directly with the appropriate state agency. SOC 2 Type II audited. 220,000+ businesses formed since 2017.