Compare File.Business to every competitor.
Direct comparison on price, services, content depth, and policies. Updated quarterly.
| Service | Start price | RA after year 1 | Free forms? | Tax CPA network | Restricted industries policy |
|---|---|---|---|---|---|
| File.Business | $0 | $99/yr | 25 interactive | Specialty-matched | Explicit AUP |
| LegalZoom | $0-$249 | $249/yr | Login-walled library | Limited | Not specified |
| Northwest | $39 | $125/yr | Library after account | Limited | Not specified |
| ZenBusiness | $0-$399 | $199/yr | Limited templates | Limited | Not specified |
| Bizee (Incfile) | $0 | $119/yr | Limited | Limited | Not specified |
| CorpNet | $$ | $$ | Limited | Limited | Not specified |
| Tailor Brands | $0+ | Bundled | Limited | Limited | Not specified |
| Swyft Filings | $49 | $199/yr | None | None | Not specified |
| Inc Authority | $0 | Y1 free, then $ | Limited | Tax consult only | Not specified |
| MyCorporation | $99 | $$ | Limited | Limited | Not specified |
| Stripe Atlas | $500 | $100/yr | Cooley templates | Limited | Not specified |
| Doola | $297+ | Bundled | Limited | Built-in service | Not specified |
| Harbor Compliance | $$ | $$ | Limited | Limited | Not specified |
| Rocket Lawyer | $39/mo subscription | $199/yr | Large library (subscription) | Limited | Not specified |
Some competitors match us on price ($0). Others match on service depth. We are the only one that does both at our scale.
Compare us directly
Frequently asked questions
Why is File.Business cheaper than competitors?
Our service fee is $0. Competitors mark up state filing fees and bundle add-ons. We pass state fees through at cost and price tools separately, so you only pay for what you need.
How long has File.Business operated?
Since 2017. We've formed 220,000+ businesses, hold Encrypted at rest & in transit certification, and maintain a BBB A+ rating with 4.9 stars from 8,200+ reviews.
Can I switch from another provider to File.Business?
Yes. We file a change of registered agent with your state at no cost and import your filings into our document vault. Most customers save $100-$400 over the first 3 years.
What if File.Business misses a deadline?
Our penalty-free guarantee covers it. If we miss a state filing deadline, we pay the late fee.
Real outcomes from real founders
Composite stories from 220,000+ businesses we have helped form and operate since 2017. Names changed; outcomes are typical.
Built on the same infrastructure used by 220,000+ businesses.
Security-first, encrypted
Independent annual security audit covering access control, change management, incident response, and data handling. Current report on request.
All 51 US jurisdictions
Every state plus DC plus Puerto Rico - direct filings, not third-party reseller. We hold registered-agent qualifications in every state we operate.
Deadline guarantee
If we miss a filing deadline on a service you pay us to manage, we pay the state penalty. Specific to each plan and the filings it includes.
4.9 from 8,200+ verified reviews
Independently verified by Trustpilot + Google + our own NPS infrastructure. Customer success team within reach by email, chat, or phone.
60-day money-back promise
Change your mind in the first 60 days and we refund our service fee in full. State filing fees pass through at cost and are non-refundable once paid to the state.
E&O insured
Errors and omissions coverage protects you from service errors. Carrier and certificate available on request for enterprise clients.
Every service. Every major provider. Real prices.
Current at-checkout prices for the most common business filings. Marketing "starting at" headlines are excluded - what you see here is what shows up in the cart.
| Service | File.Business | LegalZoom | ZenBusiness | Northwest | Bizee | Harbor | Rocket Lawyer |
|---|---|---|---|---|---|---|---|
| LLC Formation (service fee) | $99 | $249–$349 | $199–$399 | $39 | $0 + RA upsell | $199–$499 | $99 (members) |
| Registered Agent (year 1) | $99 | $249/yr | $199/yr | $125/yr | $119/yr | $129/yr | $199/yr |
| EIN - same-day | $79 | $79–$149 | $99 | $50 | $70 | $99 | $99 |
| BOI Report | $249 | $149 | $199 | $99 | $149 | $159 | Bundle only |
| Annual Report Filing | $99 | $99 | $99–$199 | $100 | $88 | $99 | $99 |
| Compliance Monitoring | $9/mo | Bundled only | $199/yr | Not offered | Not offered | $99/mo+ | Bundled |
| Federal Trademark (search + filing) | $299 | $549+ | $300+ | Not offered | $199–$499 | $1,000+ | $0 (members) |
| Foreign Qualification | $199 | $229 | $149 | $125 | $149 | $249+ | $149 |
| Money-back guarantee | 60 days | 60 days | 60 days | None stated | 14 days | 30 days | 7-day trial |
| Business Complete Bundle (LLC + EIN + RA + BOI + OA + Trademark + Compliance + OS · year 1) | $599 | $1,200+ | $899+ | No equivalent | No equivalent | No equivalent | $468/yr Premium |
Competitor prices reflect publicly listed at-checkout amounts as of 2026. Marketing "starting at" or promotional teaser pricing is excluded. State filing fees pass through at cost on every provider. RA prices shown are year-one; renewal rates often increase.
- LLC Formation: $99 - half of LegalZoom / ZenBusiness
- RA: $99/yr - flat $50–$150 below most competitors
- Business Complete Bundle: $599 - $300–$600 below comparable tiers
- Compliance Monitoring: $19/mo - Harbor charges $99/mo
- Annual Report: $99 - but we auto-file every year vs you remembering
- EIN: $79 - same day filing vs IRS-mail 30–60 days for DIY
- Foreign Qualification: $149 - multi-state tracking included
- BOI: $99 - but we re-file when beneficial owners change
- Business OS subscription: built for multi-entity portfolios, agencies, and serious operators - not a downsell
- Security-first, encrypted platform - most competitors don't disclose
- 60-day money-back on services (Bizee 14, Harbor 30, Northwest none)
- Explicit AUP - we say no to cannabis, adult, firearms, predatory lending