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UCC & Search
6 services · same-day · all 51 jurisdictions

Lien filings and searches. Same day. All jurisdictions.

Secured creditors file UCC-1s to perfect liens. Buyers, lenders, and lawyers run UCC, tax lien, judgment lien, and bankruptcy searches as part of due diligence. Litigators e-file court documents. All of it has strict deadlines and strict format requirements. We do the back-office work same day so the deal closes on time.

All 50 states + DC 60-day money-back SOC 2 Type II
Why our search service

Lien filings and searches that close on time. Same day.

Same-day delivery

Filings and searches submitted same business day if received by 3pm ET. Filing receipts and search reports back by close of business.

All 51 jurisdictions

All 50 states + DC for UCC. PACER for federal courts. State court e-filing systems for state litigation. Certified mail backup for courts without e-file.

Due-diligence packages

Bundled UCC + federal tax lien + judgment lien + bankruptcy in one package for M&A and major lender DD. Saves time and money vs. ordering separately.

Format pre-check

Filing format errors are the #1 reason for rejection. We pre-check before submission so rejections do not reset the deadline clock.

Multi-state coordination

Multi-state UCC searches, multi-county judgment lien searches, multi-jurisdiction litigation filings - coordinated as one workflow.

Volume pricing for lenders

Commercial lenders, factors, and leasing companies running searches at volume get $39-$99 per search above the volume thresholds. API integration for direct system feed.

FAQ

About UCC & Search.

What is a UCC search?
A UCC search reviews a state's records for financing statements (UCC-1 filings) that show liens on a business's assets, revealing what collateral is already pledged, which lenders, buyers, and the business itself use for due diligence. We keep your entity records organized so a search on your business is clean.
Why would I run a UCC search?
To see what liens exist on your own business before seeking financing, to check a company you are lending to or buying, or to confirm a paid debt's lien was terminated. It is a standard due-diligence step. We flag when a search is worthwhile and can point you to how to run one.
What does a UCC search show?
It shows financing statements filed against the business, identifying secured creditors and the collateral claimed, though it does not show the debt balance, so it maps who has priority claims. We help you interpret what filings mean for financing or a transaction.
How do I run a UCC search?
You search the relevant state's UCC records, usually the state where the business is organized, by the exact legal name, since name errors miss filings. We keep your entity's exact legal name consistent so searches on your business return accurate results.
Why does the exact business name matter?
Because UCC records are indexed by the debtor's exact legal name, and even small variations can cause a filing to be missed, which is a common due-diligence error. We keep your entity's legal name consistent across records so filings tie to it correctly.
Should I search before getting a loan?
Yes: a lender will search for existing liens, and knowing what is already filed, including stale liens that should have been terminated, helps you address issues before they hold up financing. We flag this so you go into borrowing with a clear picture.
What if I find a lien that should be gone?
If a paid debt's UCC-1 was never terminated, you follow up with the lender to file a termination, since a lingering lien can complicate new financing or a sale. We flag the need so satisfied filings are actually cleared.
How does a UCC search fit into due diligence?
When buying a business or lending to one, a UCC search reveals existing secured claims on the assets, which is essential before you rely on those assets. We keep your entity records organized so due diligence on your business is straightforward.
Can File.Business help with UCC searches?
We keep your entity's legal name and records consistent so searches tie to it correctly, and can point you toward running UCC searches for financing or due diligence, so the lien picture on your business is clear and accurate.
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