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Trust & security
SOC 2 Type II audited

SOC 2 Type II. AES-256 encryption. US-only hosting.

Articles, EIN letters, beneficial ownership data, banking information. Everything you give us is sensitive. Here is how we handle it, who has access, and what we do when something goes wrong.

SOC 2
Type II
independently audited
99.98%
Platform
uptime SLA
$5M
E&O
insurance
GLBA
Privacy
compliant
220,000+ Formed51 Jurisdictions4.9 · 8,200+ reviewsE&O Insured · carrier on requestSOC 2 Type II · 2025 report
See disclosures + carrier names →
Compliance

SOC 2 Type II

Audited annually by an independent firm. Report available under NDA to enterprise customers.

Accreditation

BBB A+ rated

Better Business Bureau accredited business with A+ rating. Public dispute resolution policy.

Customer satisfaction

4.9 ★ from 8,200+

Verified reviews from formed customers. Full review collection methodology documented.

Encryption

AES-256 + TLS 1.3

At-rest and in-transit encryption. All connections enforce HTTPS. HSTS preloaded.

Privacy

GDPR + CCPA aligned

Right to access, right to delete, right to portability. Submit requests via /contact.

Insurance

$5M E&O coverage

Errors and omissions insurance covering filing mistakes. Penalty-free guarantee on Compliance Annual Filings ($129/yr). Carrier name + certificate of insurance available on request to trust@file.business.

How we handle your data

What data do you collect?
Only what we need to file your business: business name, member/officer names and addresses, EIN application data, banking details for billing. We do not collect Social Security numbers from US customers for formation purposes (only for the EIN if you choose to authorize us to file it). Foreign founders provide passport info only when required by state regulators.
Who has access to my files?
Filing specialists assigned to your account, customer support agents you message, and our security team for audit purposes. Access is role-based and logged. No employee can browse customer records outside their assignment. Audit trail available to enterprise customers.
Where is data hosted?
US-based AWS regions (us-east-1 primary, us-west-2 disaster recovery). All processing happens in the US. Sub-processor list maintained below.
How long do you keep my data?
Active customers: indefinitely while account is active. Cancelled accounts: 7 years for tax + audit retention, then permanent deletion. Formation documents are yours forever; export anytime via the dashboard.
What happens if there is a security incident?
Within 72 hours of confirmed incident affecting customer data: direct email to every affected customer with what happened, what data was involved, and steps taken. Public postmortem on /status page. Coordination with law enforcement and regulators per applicable law.
Can I delete my account and data?
Yes. Email privacy@file.business and we will delete within 30 days, except where retention is legally required (tax records, formation document retention obligations). We confirm deletion in writing.

Sub-processors

Vendors with access to customer data, what they handle, and where they store it.

VendorPurposeData typeRegion
Amazon Web ServicesHosting + storageAll customer dataUS
StripePayment processingBilling infoUS
SendGridTransactional emailName + emailUS
TwilioSMS notificationsName + phoneUS
Mercury / Relay / Chase / BrexBanking partner integrationsPre-fill data (with consent)US
Google Analytics 4 + GTMWeb analyticsAnonymized usageUS/EU

Updated 2026-06-04. Material changes notified by email 30 days in advance.

Found a vulnerability? Tell us.

Security researchers welcome. Report responsibly to security@file.business. We acknowledge within 24 hours and have a public hall of fame for confirmed reports.

Report a vulnerability
Compliance score

One number that tells you whether your business is in good standing

Pulled from federal, state, tax, and beneficial-ownership status across every entity you operate. Powered by the same data we file with. Updates daily.

92 of 100 Excellent · in good standing
Federal filings
100
State annual report
72
Registered agent
100
Tax estimates
95
BOI status (FinCEN)
100
Multi-state nexus
85

The 72 in state annual report is your DE filing due in 8 days. Compliance Annual Filings ($129/yr) files it automatically 14 days before due; the score will hit 100 the morning after submission.

Built on the proof

The numbers behind a business operating system you can trust

Audited, accredited, encrypted, insured. The complete picture of what makes File.Business safe to run your business on.

SOC 2 Type II
Audited

Independent annual audit. Report available under NDA for enterprise customers.

BBB Accredited
A+

Better Business Bureau accredited business with public dispute resolution policy.

Businesses formed
220,000+

Across all 50 states + DC. Single-member LLCs to multi-entity holding structures.

Verified customer rating
4.9 ★

Customer rating from verified-formation customers, audited annually.

E&O insurance
$5M

Professional liability coverage. Penalty-free guarantee covers state late fees from our error.

Jurisdictional coverage
51

All 50 states plus DC. Filing direct with each Secretary of State; no middleman.

International founders
90+

Countries. Foreign founders without SSN supported via IRS fax-EIN channel.

Platform uptime
99.98%

Last 90 days, all services. Real-time status at /status.

Built for real businesses

220,000 founders, every kind of business.

Customer trust
Customer trust
SOC 2 Type II environment
SOC 2 Type II environment
Real customer data
Real customer data
No upsells · no surprise renewals · no markups on state fees

State fees passed through at cost. Service fees clearly priced.

You see the state's real fee. We add a service fee that's the same whether the state is $35 or $500. No "premier" tier hiding the basics.

See transparent pricing →
Form your business for $0Start →
How we verify these claims

Every number on this page can be sourced.

The trust badges across the site reflect real audits, real policies, and real customer data. Here is how each is verified.

220,000+ businesses formed

Count of filing receipts in our internal system across all 51 jurisdictions, since launch through current quarter.

Source · Internal filings registry

4.9 from 8,200+ reviews

Aggregated verified reviews across Trustpilot, Google, and our own customer survey. Links to source profiles available on request.

Source · Trustpilot + Google + internal CSAT

SOC 2 Type II · 2025 report

Independent audit covering security, availability, confidentiality, processing integrity, and privacy. Report PDF available under NDA.

Source · 2025 audit report (NDA on request)

E&O Insurance

Errors and omissions policy covering filing mistakes and compliance errors. Specific coverage limit and carrier name available on request via legal@file.business.

Source · Carrier letter on request

99.98% platform uptime

Rolling 90-day average measured by our status monitoring system. Real-time and historical data on the public status page.

Source · status.file.business

Penalty-free guarantee

Specific to the $129/yr Compliance Annual Filings plan. When you autofile your annual report through that plan and we miss the deadline, we pay the state's late fee.

Source · Compliance Annual Filings plan terms
Need documentation? Email legal@file.business →
File.Business is a private business filing and compliance service. We are not a government agency and are not affiliated with any Secretary of State office. You may file directly with the appropriate state agency. SOC 2 Type II audited. 220,000+ businesses formed since 2017.