Home/Compliance/Bankruptcy + Lien Search
Entity Search · PACER + UCC + DOR

Is this entity clean? We check 7 sources.

Before you sign a contract, lend to, or acquire any business, we search federal bankruptcy court (PACER), UCC-1 liens, federal + state tax liens, and civil judgments across every jurisdiction the entity touches.

Part of your File.Business BOS · 51 jurisdictions · 220K+ businesses
PACER · FEDERALUUCC · 51 STATESacme ventures llcBankruptcy filingsPACER · 7 courts searched · 24 jurisdictionsCLEANUCC-1 liens2 active · DE secured party · $84K equipment2 LIENSFederal + state tax liensIRS + state DOR: none on recordCLEANCivil judgmentsState + federal court recordsCLEANSEARCH SUMMARY3 clean · 1 attention (UCC liens)EXPORT →7+7 RECORD SOURCESPACER · UCC · IRS · state DOR$FROM $79 PER SEARCHBulk + monitoring discounts
What we search

Seven sources, one consolidated report.

Federal bankruptcy (PACER)

Chapter 7, 11, 13 filings searched across all 94 federal bankruptcy courts.

UCC-1 secured party filings

All 51 SOS UCC databases. Equipment liens, blanket liens, fixture filings, agricultural liens.

IRS + state tax liens

Federal tax liens (form 668-Y) and state DOR liens in every jurisdiction.

Civil judgments

State + federal civil court judgments. Default judgments, contract disputes, fraud findings.

Trend reports + monitoring

Set up monthly monitoring on any entity. Alert if a new lien, bankruptcy, or judgment appears.

Owner + affiliate cross-check

Search not just the entity but its known affiliates and key officers/owners by name.

How it works

A clean handoff, in 4 steps.

1

Submit the entity

Entity name + state of formation. Optional: owner names, FEIN, prior names, addresses.

2

We hit 7 databases

PACER, UCC SOS x51, IRS federal tax liens, state DOR liens, civil court judgments.

3

Hit report in 24 hours

Consolidated PDF report. Status: CLEAN, ATTENTION, RED. Underlying records linked.

4

Optional ongoing monitoring

Monthly re-search and alert if any new record matches the entity.

Two ways to engage

One-time, or part of your BOS.

Single search
$79
One entity, one report, delivered in 24 hours.
  • 7 source databases
  • Consolidated PDF report
  • Owner cross-check (1 name)
  • Underlying records linked
  • Email delivery
Run a single search
RECOMMENDED
Monitoring Subscription
$29/month per entity
Continuous monitoring. Initial search + monthly re-check + alerts.
  • Initial full search
  • Monthly re-search
  • Real-time alert on any new record
  • Multi-entity discounts
  • Auto-renewed annually
  • Export to PDF or CSV anytime
Start monitoring
FAQ

Common questions.

What is a bankruptcy search?

A bankruptcy search checks public court records to see whether a person or business has filed for bankruptcy, which is useful for due diligence, extending credit, or evaluating a counterparty. We keep your entity and records organized and flag how such searches fit your risk and diligence process.

Why would I run a bankruptcy search?

To assess the financial reliability of a customer, partner, or acquisition target before extending credit or entering a deal, since a bankruptcy history is a meaningful risk signal. We flag when a bankruptcy search fits your due diligence or credit decisions so you evaluate counterparties with real information.

Where does bankruptcy information come from?

Bankruptcy filings are federal court records, so the information comes from the court system and services that compile it, making it publicly searchable. We flag how the records work so your search draws on authoritative sources rather than incomplete information.

When is a bankruptcy search useful?

Before extending significant credit, entering a major contract, or acquiring a business, since a party's bankruptcy history affects the risk you take on, so it suits higher-stakes decisions. We flag when the search is worth running so it informs the decisions where financial risk matters most.

Does a bankruptcy affect a business relationship?

It can: a bankruptcy history may signal financial risk that affects whether and how you extend credit or contract, so it is one input into your decision. We flag how to weigh it so a bankruptcy search informs your risk assessment rather than being the only factor.

How does this fit into due diligence?

A bankruptcy search is one of several checks, alongside litigation and lien searches, that build a picture of a counterparty's risk in due diligence. We flag how the searches fit together so your diligence is thorough rather than relying on a single check.

Is bankruptcy information public?

Yes: bankruptcy filings are generally public court records, so they can be searched, which is what makes bankruptcy searches possible for diligence and credit decisions. We flag how the public nature of the records supports your search so you use available information appropriately.

Should I check liens too?

Often yes: alongside a bankruptcy search, UCC and judgment lien searches reveal claims against a party's assets, giving a fuller risk picture. We flag the related searches so your diligence covers bankruptcy, liens, and litigation together for a complete view.

Can File.Business help with due diligence searches?

We keep your entity and records organized and flag how bankruptcy, lien, and litigation searches fit your due diligence and credit decisions, coordinating with providers, so you evaluate counterparties and deals with the information that matters.

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