Pay your team. Stay compliant in every state.
You hire your first employee. Now you have state payroll registration, federal withholding, unemployment-insurance registration, workers comp, and quarterly Form 941. We coordinate the entire stack through our partner payroll providers so you get paid up and running in 7 business days. Every state. Every quarterly filing.
How it works 7 business days to first payroll run.
We register, partner runs, we monitor.
Tell us your situation
Number of employees, states they live in, hourly or salary. Free assessment in 2 minutes.
We register + onboard
State payroll accounts opened, UI accounts opened, workers comp policy quoted. Partner payroll provider takes over operations.
Partner runs payroll
Bi-weekly or monthly payroll runs through partner (Gusto, Rippling, or Justworks based on your fit).
Quarterly + annual filing
Form 941, Form 940, SUI / SUTA, W-2 + W-3 year-end. Handled by partner; we track deadlines and route updates.
The full payroll compliance stack. In full.
State payroll registration
Required in every state where you have an employee. Withholding tax account, SUI / SUTA account, sometimes local accounts. We file the registrations.
Unemployment insurance setup
Every state requires UI registration when you hire your first employee in that state. We handle the filing and rate negotiation.
Workers compensation
Required in 49 states (Texas optional). We connect you to partner insurance brokers for the right policy.
Federal payroll tax
Form 941 quarterly. Form 940 annual. Form W-2 + W-3 year-end. Handled by partner payroll provider.
1099 contractors
1099-NEC and 1099-MISC filing at year-end. Handled by partner; integrated with your books.
Multi-state coordination
Adding employees in a new state? We register you, set up the accounts, and add them to payroll in 5 business days.
Payroll pricing through partner providers.
Pricing reflects partner cost. File.Business is your coordinator + compliance layer.
Solo + contractors
- Self-employment payroll
- Contractor 1099 filing
- Year-end W-2 if applicable
- Quarterly estimated tax reminders
Team · up to 10
- Full W-2 payroll
- State + federal tax filing
- Workers comp coordination
- Multi-state employee support
- Health benefits add-on
Team · 11-50
- Everything in Team
- Dedicated HR specialist
- 401(k) coordination
- PEO option available
- Org-chart + offer-letter tools
About payroll.
Who actually runs payroll?
What about workers comp?
Can I hire across multiple states?
What about international contractors?
What is a PEO?
Can my employees access pay stubs?
The File.Business Promise
If we miss a filing deadline on a service you pay us to manage, we pay the state penalty. If you change your mind in the first 60 days, we refund our service fee in full. Your data stays yours, always.
Get your first employee paid in 7 business days.
Free assessment in 2 minutes. We tell you state-by-state requirements, expected costs, and exact timeline.
220,000 founders, every kind of business.
One platform for one business, or ten.
Multi-entity dashboard at no extra charge. International founders supported with ITIN, EIN-via-SS-4-fax, and partner banking. The platform scales with you.