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Operating Agreement
Live in all 51 jurisdictions · 99.98% uptime

Operating agreement, free generator.

State-aware template, single-member and multi-member supported, signature pages included. Free standard template. Attorney review available for sophisticated structures.

220,000+ businesses SOC 2 Type II 4.9★ from 8,200+
File.Business · Operating Agreement
Free
Standard template
51
Jurisdictions
20 min
Average time
Bank-ready
Signature pages
In a nutshell

The quick answer.

What is it?

A free Operating Agreement generator for US LLCs, plus optional attorney review for multi-member, capital-call, or complex structures.

Who needs it?

Every LLC owner. Single-member solos, multi-member partnerships, family LLCs, holding companies, real-estate vehicles.

Why does it matter?

Most states do not require an Operating Agreement, but banks, lenders, courts, and the IRS expect one. Without it, your state's default rules govern your LLC.

When to act?

On day one. Before opening a bank account, before adding members, before raising capital.

What you get

Real outcomes.

Not features — outcomes. Time saved, money saved, deadlines hit, anxiety reduced.

F

Free standard template

No paywall on the core Operating Agreement.

S

State-aware

51 jurisdictions, each with state-specific defaults baked in.

M

Single + multi-member

Same generator covers both.

P

Signature pages

Print-ready, notary-friendly format.

A

Attorney review available

For capital calls, drag-along, vesting, anti-dilution.

U

Update-ready

Edit anytime, version-tracked in your vault.

How it works

A clean handoff, in 4 steps.

1
Step 01

Pick your state and entity.

We load state-specific default rules so your agreement reflects your jurisdiction.

2
Step 02

Add members + ownership.

Single-member or multi-member, percentage or unit-based.

3
Step 03

Pick governance + economics.

Member-managed or manager-managed. Profit allocations, distributions, transfers.

4
Step 04

Download or assign for signing.

Print-ready PDF or assign for e-signature.

Why File.Business

The reasons 220,000+ chose us.

BosAI on every page. SOC 2 audited. All 51 jurisdictions. Real specialists, not bots. Compliance Subscription that pays for itself in the first missed deadline you avoid.

Free standard template

Core Operating Agreement at no cost.

State-aware

State defaults baked in for all 51 jurisdictions.

Member-managed + manager-managed

Both governance models supported.

Multi-member ready

Capital, distributions, transfers, dissolution all covered.

Attorney review path

For sophisticated structures: capital calls, drag-along, vesting, anti-dilution.

Saved to your vault

Edit anytime, version-tracked, signature-ready.

By the numbers

Operating Agreement, measured.

Free
Standard template
51
Jurisdictions
20 min
Average time
Bank-ready
Signature pages
Customer voice

"Generated our 4-member operating agreement in 20 minutes, signed it the same day, opened our bank account that week. Free."

A
Asha N.
CEO, Nakamura Holdings
FAQ

Common questions.

Is the generator really free?

Yes, the standard Operating Agreement template is free with no upsell required. Attorney review is the only paid add-on.

Single-member or multi-member?

Both. Same generator. Pick member count at the start.

State-specific?

Yes. The generator loads state-specific default rules for all 51 jurisdictions.

Member-managed or manager-managed?

Both governance models supported.

Is an Operating Agreement legally required?

Required in California, Delaware, Maine, Missouri, New York. Strongly recommended in every other state because state default rules govern your LLC without one.

Can I edit it later?

Yes, version-tracked in your File.Business Document Vault.

Notary needed?

Not required for most states, but signature pages are notary-ready if your bank or lender wants notarization.

When does attorney review make sense?

For capital calls, drag-along rights, vesting schedules, anti-dilution, or any structure intended to support outside investment.

Will my bank accept it?

Yes. Banks accept Operating Agreements without notarization in most states. Our template is purpose-built for bank-account-opening use.

Cited by Forbes The Wall Street Journal Inc. Bloomberg TechCrunch

Generate your Operating Agreement.

Free standard template, state-aware, single or multi-member. Attorney review available.

Open the generator today →
No setup fee · Cancel anytime · 60-day money-back

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

No state-fee markup 60-day money-back Cancel anytime