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Form 9465 · fast eligible

IRS Installment Agreement. Pay over time, stop the levies.

When you owe federal taxes and can't pay in full, an installment agreement converts the debt into monthly payments and stops collection enforcement (levies, wage garnishments, asset seizure). Multiple types: fast (under $50K, automatic 72 months), in-business trust fund (payroll tax), regular (over $50K, financial disclosure required). We file Form 9465, set up the right plan, request lien withdrawal where eligible, and adjust as financial circumstances change.

All 50 states + DC 60-day money-back SOC 2 Type II
How it works

How we handle Conservation Easement, end-to-end.

A conservation easement is a permanent restriction on the use of land, typically donated to a qualified land trust to preserve the land's natural or open-space character.

1

Eligibility review

Land must have conservation value: scenic, ecological, historic, open-space, or recreational. We assess whether your land qualifies. Most rural and undeveloped properties do; urban properties rarely.

2

Land trust selection

Donation must be to a qualified land trust (501(c)(3)). We refer to local and national land trusts (Land Trust Alliance, The Nature Conservancy, regional trusts). They accept the easement and hold the restriction in perpetuity.

3

Engineering + appraisal

Engineering work documents the conservation value. Qualified appraisal determines diminished land value (the deduction amount). IRS scrutinizes appraisals; we use highly credentialed appraisers with conservation easement experience.

4

Legal documentation + closing

Easement document recorded with county recorder. Permanent restriction runs with the land. Donor receives appraisal-supported deduction. Coordination with attorney specializing in conservation easements.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Transparent conservation easement pricing.

Government fees pass through at cost. No upsells.

Fast installment setup

$899
Under $50K debt

Form 9465 prep + filing + payment method setup. Best for fast under $50K individual / under $25K business. Includes lien withdrawal request if eligible.

Get started

Complex installment + collection defense

$3,499
$250K+ or distressed

Multi-year installment + collection defense + partial-pay installment (PPIA) consideration + interim CNC (Currently Not Collectible) status. For taxpayers with collection enforcement active.

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FAQ

About the Conservation Easement Service.

How fast does an installment agreement stop collection?
Filing Form 9465 + IRS acknowledgment generally pauses collection during review (typically 30 days). Once accepted, levies + garnishments stop. Already-in-effect wage levies may need separate release request (we file).
What is the IRS user fee?
Direct debit installment: $31. Online payment plan (direct debit + online): $31. Online payment plan (other method): $130. Mail-in (paper): $225. Low-income waiver if AGI under poverty threshold.
Can I get an installment agreement if I owe payroll tax?
Yes - in-business trust fund installment (special program). Different rules: under $25K = fast 24 months; over $25K = financial disclosure + max 24 months unless ability-to-pay supports longer. We address Trust Fund Recovery Penalty separately.
What is 'Currently Not Collectible' (CNC) status?
IRS suspends collection (no levies) when paying would create economic hardship. Statute keeps running (10-year CSED). Reviewed annually. Useful interim status before OIC or while financial situation improves. We request CNC where applicable.
Can I get a partial-pay installment agreement (PPIA)?
Yes - agreement where total payments will not satisfy full debt before CSED expires. Requires Form 433-A/B + IRS approval. PPIA effectively settles for less than owed. Increasingly approved as alternative to OIC. We analyze.
What happens to penalties and interest?
Penalties + interest continue accruing during installment agreement. Total paid will exceed original debt. We typically file penalty abatement requests (see [penalty abatement](irs-penalty-abatement.html)) alongside the installment agreement.
Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

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