Set up HSAs and FSAs. Triple tax advantage.
HSAs and FSAs let employees pay for medical expenses with pre-tax dollars. HSAs (Health Savings Accounts) require a high-deductible health plan (HDHP) but offer triple tax advantage: deductible contributions, tax-free growth, tax-free withdrawals for medical. FSAs (Flexible Spending Accounts) work with any health plan but are use-it-or-lose-it annually. We help you set up the right combination and integrate with payroll.
How we handle HSA / FSA Setup, end-to-end.
HSAs and FSAs let employees pay for medical expenses with pre-tax dollars.
Plan selection
HSA requires an HDHP. If you offer HDHP as a health plan option, HSA is the most powerful savings vehicle. FSA works with any plan but is use-it-or-lose-it. Many companies offer both (HSA for HDHP enrollees, FSA for others).
Custodian matching
HSA custodians: Fidelity, Lively, HealthEquity, HSA Bank. Each has different fees and investment options. Fidelity HSA is the most generous for investors. FSA admins: Bend, Lively, ADP, Gusto add-on.
Plan documents + Section 125
FSA requires a Section 125 cafeteria plan document. HSA contributions through payroll also use Section 125. We coordinate documents.
Payroll integration
Employee contributions flow through Section 125 (pre-tax). We integrate with Gusto, ADP, QuickBooks Payroll, Rippling, Justworks.
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Transparent hsa / fsa setup pricing.
Government fees pass through at cost. No upsells.
HSA setup
Custodian referral (Fidelity, Lively, HealthEquity), Section 125 documentation, payroll integration. HSA custodians pay us; no fee to you.
Get startedFSA admin setup
FSA administrator referral plus Section 125 plan documents. Annual FSA admin fee separate ($3-$5 per employee per month). Employee enrollment kickoff included.
Get startedFull benefits package
Full setup of all pre-tax health and dependent care benefits. Coordinated payroll integration, employee education, ongoing administration.
Get startedAbout the HSA / FSA Setup Service.
Can I have both HSA and FSA?
What is the HSA contribution limit?
What is the FSA contribution limit?
What if I do not use FSA funds by year-end?
Can the business contribute?
What if I leave my job?
Recommended add-ons
Most customers add these to keep their business compliant year-round.
Registered Agent
Most orderedRequired for every registered business entity in every state.
Compliance Monitoring
Best valueTrack every annual report, registered agent renewal, and license deadline.
Annual Report Filing
RecommendedAuto-file your state annual report. Never miss a deadline.
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.