For wealth managers, RIAs, and advisors

You design the plan. We hold the structure together

Your clients hold assets in holding companies, trust-owned LLCs, family entities, and real estate, and every one of those has to be formed and kept compliant year after year. Partner with File.Business to set up and maintain those structures under your firm, without turning your practice into a filing shop.

Structures formed Compliance tracked SOC 2 Type II
The formation and compliance layer beneath the plan White-label available Revenue share on referrals 4.9 from 8,200+ reviews SOC 2 Type II
Every structure
Holding, trust-owned, family, and real estate entities
Kept current
Annual reports and registered agents across states
Your firm
Formed and maintained under your brand
One workspace
A whole book of client entities in one view
The part of the plan that quietly decays

A great plan falls apart if the entities lapse

The estate attorney designs a beautiful structure, the client signs, and then the LLCs a trust owns and the holding company over the portfolio have to keep filing annual reports and paying registered agents in every state, forever. When one lapses, the protection the plan was built on quietly breaks, and you are the advisor the client calls.

File.Business is the layer beneath the plan. The attorney and CPA design it; we form the entities and keep every one compliant across states, under your firm, so the structure your client paid for actually holds.

Formed and forgotten
  • Entities that lapse after year one
  • Registered agents quietly expiring
  • Annual reports missed in a few states
  • No single view of the client's entities
  • The advisor left to explain the gap
Maintained on File.Business
  • Every entity formed correctly
  • Registered agents active in each state
  • Annual reports filed on time
  • The whole structure in one workspace
  • The plan holds, under your firm
The structures clients actually use

Pick a structure, see what we set up

From a holding company to a trust-owned LLC, choose the one your client needs and see exactly what File.Business forms and maintains beneath the plan.

Holding company
A parent entity that sits over a client's operating businesses or investments, separating them and simplifying ownership.

The client's attorney and CPA design the structure and the tax treatment. File.Business forms the entities and keeps them compliant beneath it. See the multi-entity dashboard.

How the partnership runs

From the plan on paper to entities that stay compliant

Five steps, in the right order. Select one to see the detail.

Step 1

Set up your partner workspace

We create your firm's workspace, add your team, and apply your branding under white-label, so entity setup and compliance become part of your service.

Your workspace, your brand.
Workspace: READY
Branding applied
Ready for clients
Step 2

Take the plan the advisors designed

The client's attorney and CPA design the structure and its tax treatment. You hand us the plan, and we translate it into the entities that need forming, in the right states.

Design stays with the specialists.
Plan: RECEIVED
Entities mapped
Ready to form
Step 3

Form the entities

We form the holding company, the LLCs a trust owns, the family entity, and the real estate holding companies, title membership correctly, and set the registered agent in each state.

Formed and titled, in every state. Registered agent.
Entities: FORMED
Agents in place
Structure standing
Step 4

Maintain compliance across states

Every entity's annual report and registered agent renewal is filed on time, in every state, so the structure never quietly lapses the way it does when nobody is watching it.

Renewals filed, nothing lapses. On one calendar.
Renewals: FILED
Every state covered
Structure holds
Step 5

Oversee the whole book

Every client's entities sit in one portfolio view, so you and your team see status at a glance across a book of complex clients, and you earn revenue share or margin on the work.

The whole book in one view. Portfolio view.
Book: IN VIEW
Revenue earned
Nothing missed
How this compares for an advisor

Built to maintain the structure, not to give advice

Most options either give up on maintenance or overstep into planning. Here is the difference.

CapabilityFile.BusinessClient does itGeneric filerBig registered agent
Forms the whole structurePiecemealOne at a timeOne at a time
Maintains every entity across statesNoNoAdd-on
One view of the client's entitiesNoNoLimited
Runs under your firm's brandNoNoNo
Stays out of legal and tax adviceBlurs it
Transparent, published pricingVariesPer filingQuote

The honest version. The estate attorney and the CPA design the plan and nothing here is legal or tax advice. What File.Business does is form and maintain the entities that carry the plan, under your firm, so the structure your client paid for holds. Compare on the comparison hub.

BosAI for your firm

An operator who knows the structure playbook

Ask in plain English. BosAI knows the entities beneath a plan, and what stays with the attorney.

BosAIPartner workspace, Northcrest Wealth Advisors

My client's attorney set up a trust that should own an LLC holding a rental. Can you handle the LLC?

Yes. The attorney drafts the trust; we form the LLC and title its membership to that trust so the rental passes under the trust rather than through probate, then set the registered agent and put the annual report on the calendar. I have it queued under your workspace.

This client has entities in four states. How do I keep them all current?

In one place. Every entity, its state, its annual report, and its registered agent renewal sit in your portfolio view, and we file the renewals. You get oversight across the whole structure without tracking four states by hand. See the portfolio view.

Do these entities have to file beneficial ownership reports?

For US-formed entities, no, under the 2025 rule they are exempt from filing a beneficial ownership report. A foreign-formed entity registered here generally still reports. I track the current rules across your clients so nothing is missed as they settle.
From an advisor

The plan we built actually stayed intact

We would design a lovely structure with a client's attorney, and two years later an LLC had lapsed in one state and the whole thing had a hole in it, and I was the one explaining why. Now File.Business forms and maintains every entity under our brand, and I can see a client's whole structure in one view. The plans we build finally stay built, and I am not chasing state renewals I was never equipped to track.
Principal
Independent RIA
Every entity
formed and maintained
One view
the whole structure at a glance
No lapses
the plan stays intact

Representative composite based on partner firm outcomes. Nothing here is legal or tax advice; consult your professionals for your situation.

For the questions advisors actually ask

Straight answers on structures, scope, and brand

Do you replace the client's estate attorney?
No, and nothing here is legal advice. The attorney designs the trust and the estate plan and the CPA handles the tax, and File.Business forms and maintains the entities that structure carries, like the LLCs a trust owns or the holding company over a portfolio. We are the filing and compliance layer beneath the plan your client's advisors design.
What structures can you set up for my clients?
Holding companies over operating businesses or investments, LLCs owned by a client's trust, family LLCs for pooled or gifted assets, and per-property or series real estate holding companies. We form each entity, place the registered agent, and keep every one on a compliance calendar across states.
How do I keep dozens of client entities compliant?
Through one workspace. Every client entity, its state, its annual report, and its registered agent renewal sit in a single dashboard, so nothing lapses across a book of complex clients. File.Business files the renewals; you get the oversight without the manual tracking. See the portfolio view.
Can this run under my firm's brand?
Yes. With white-label, the client experiences entity setup and compliance as part of your firm's service, and File.Business stays in the background. With referral it is co-branded. Either way you keep the relationship and earn revenue share or margin. See white-label.
How does a trust-owned LLC work?
The client's revocable or irrevocable trust becomes the member that owns the LLC, so the asset held in the LLC passes according to the trust rather than through probate. The attorney drafts the trust; we form the LLC and title its membership to the trust and keep it compliant. It is a common building block in estate plans.
What about beneficial ownership reporting for these entities?
Under the 2025 interim final rule, entities formed in the United States are exempt from filing a beneficial ownership report, while entities formed abroad and registered here generally still report. We track the current requirements across your clients' entities so nothing is missed as the rules settle.
Is client data handled securely?
Yes. File.Business is SOC 2 Type II with role-based access and audit logging, which matters for high-net-worth client information. Your firm gets its own workspace and controls who on your team sees what. See team accounts.
How do I get started?
Talk to our partnerships team, choose referral or white-label, and we set up your workspace. You can bring existing client entities in for ongoing compliance and form new ones as the plans call for them. Pricing is published and transparent. Talk to us.
The structures your clients need, kept current

Keep the plan intact long after it is signed

Set up your workspace, bring in client structures, and let us form and maintain every entity under your firm. Talk with our partnerships team to get set up.

SOC 2 Type II · Not a law firm · State fees passed through at cost