Home/Templates/Commercial Lease
Commercial Lease · Template + Review

A commercial lease you actually understand.

Most landlord leases favor the landlord. Our lawyer-reviewed template + clause-by-clause guide flags the 28 key terms that decide whether you get a fair deal: rent, CAM caps, assignment, personal guarantee, default cure.

Part of your File.Business BOS · 51 jurisdictions · 220K+ businesses
COMMERCIAL LEASELANDLORDRiverbend LLCTENANTAcme Ventures LLCLANDLORDTENANTCLAUSE 1Term5 years, renewCLAUSE 4Rent$48/sqft/yr NNNCLAUSE 7Permitted UseOffice onlyCLAUSE 11AssignmentLL consent reqCLAUSE 14CAM ChargesCapped 3%/yrCLAUSE 17Default10-day cureCLAUSE 22Personal GuaranteeCLAUSE 28Notice + CureLAWYER-REVIEWED TEMPLATE · YOUR DEAL
What to negotiate

28 clauses, prioritized.

Rent structure

Gross vs Net (NNN). NNN means tenant pays base rent + property tax + insurance + CAM. Big difference in true cost.

CAM cap

Common Area Maintenance pass-through. Negotiate hard cap (e.g. 3%/yr increase max) to avoid unlimited landlord cost passthrough.

Personal guarantee

Most landlords ask for personal guarantee from owners. Negotiate: limit to fixed dollar cap, sunset after X months of timely payment, burn-off on threshold.

Assignment + sublease

Standard restriction: landlord consent. Negotiate: consent not unreasonably withheld + permitted assigns (affiliates, M&A acquirer).

Default + cure

Typically 10-day cure for monetary, 30-day for non-monetary. Watch for "immediate termination" triggers: push back.

Permitted use

Specific narrow uses can limit your operations (e.g. "office only" blocks retail expansion). Negotiate flexibility upfront.

How it works

A clean handoff, in 4 steps.

1

Identify deal terms

Square footage, rent, term, options, NNN vs gross, build-out allowance.

2

Layer on template

Use our template as the starting frame. Landlord-favoring drafts get rebalanced.

3

Negotiate the 28 key clauses

Rent escalation, CAM cap, assignment, personal guarantee, default cure, termination, options, indemnification.

4

Counsel review before signing

Have a CRE lawyer review commercial leases over $250K total commitment. Cheap insurance.

Two ways to engage

One-time, or part of your BOS.

Lease template
Free
Download our lawyer-reviewed commercial lease template (Word + PDF).
  • Office + retail + industrial variants
  • 28-clause checklist
  • Clause-by-clause negotiation guide
  • Counsel-review recommended
Download template
RECOMMENDED
Attorney lease review
$899
Real-estate lawyer reviews your specific lease + provides redlines + negotiation strategy.
  • 1-hour attorney consult
  • Full lease review + redlines
  • Negotiation priorities mapped
  • Counsel-to-counsel call with LL's lawyer
  • Revised lease delivered
Order lease review
FAQ

Common questions.

Gross vs NNN: which is better for tenant?

Gross is simpler (one rent number). NNN is potentially cheaper if landlord costs are well-managed. Compare effective total cost (rent + opex passthrough) over the term.

What is CAM?

Common Area Maintenance. Tenant pays prorata share of building-wide expenses: cleaning, snow removal, parking, lobby maintenance. Cap the annual increase at 3-5% to avoid surprises.

Can I get out of a personal guarantee?

Sometimes. Negotiate: cap at fixed $ amount, sunset after 12-24 months of on-time payment, "good guy" clause limiting to amounts owed when you vacate. Stronger tenant = better uses.

What is a "good guy" guarantee?

A limited personal guarantee covering only amounts owed when you actually vacate the space + give notice. Common in NYC. Much better than full guarantee for the term.

Can I sublease?

Usually requires landlord consent. Push for "consent not unreasonably withheld" + permitted assigns (your own affiliates + M&A acquirer without consent).

What about M&A and assignment?

Standard restriction: landlord consent for assignment. Negotiate: assignment to acquirer in M&A permitted without consent if acquirer has equal or better financial wherewithal.

Build-out allowance?

Landlord money toward your improvements. Negotiate higher for shell space. Confirm: paid as work progresses, vs reimbursed after lien waivers, vs amortized over rent.

What about COVID/force-majeure clauses?

Modern leases address: pandemic abatement, government shutdown rent relief, business interruption insurance coordination. Push to include these.

Do I need a lease attorney?

For leases over $250K total commitment yes. For small-business leases under $50K total, our template + checklist often sufficient.

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

No state-fee markup 60-day money-back Cancel anytime