LegalZoom vs File.Business: annual reports
Choosing between LegalZoom and File.Business for annual reports? Here's the honest comparison. LegalZoom typically charges $249 for entry-level service plus higher renewal fees. File.Business charges $0 service fee and uses transparent pass-through state fees.
Annual Reports comparison at a glance
| Item | LegalZoom | File.Business |
|---|---|---|
| Entry-level price | $249 | $0 |
| Annual Reports service fee | $249+ | $0 |
| RA renewal fee (year 2+) | $159/yr | $99/yr |
| Penalty-free guarantee | No | Yes |
| Compliance calendar | Partial / add-on | Included with Pro |
| SOC 2 certified | Varies | Yes (Type II) |
| Founded | 1999 | 2017 |
Where LegalZoom wins
Oldest brand, large law firm partnerships.
Where File.Business wins
- Lower total cost. Expensive add-ons, opaque pricing, slow customer service adds up over years.
- Modern platform. Mobile app, public API, document vault, integrations built in.
- Penalty-free guarantee. If we miss a state deadline, we cover the late fee.
- Annual Reports included on Pro. We do not bill annual reports separately.
- $0 service fee always. The state fee is your only formation cost.
3-year total cost (sample comparison)
For a single-state LLC over 3 years (formation + 2 RA renewals + annual reports):
- LegalZoom: $667 (entry-level + 2 RA renewals + state fees)
- File.Business: $298 (RA free year 1, $99/yr after + state fees)
- You save: $369 over 3 years
Migration playbook: switch from LegalZoom to File.Business
We make the switch easy. Steps:
- Sign up for File.Business and choose your service plan.
- We file a change of registered agent with your state (free in year 1).
- We pull your filings from LegalZoom and add them to your document vault.
- Your compliance calendar starts tracking deadlines automatically.
- Cancel your LegalZoom subscription with the cost savings.
FAQ: LegalZoom vs File.Business for annual reports
Is File.Business cheaper than LegalZoom for annual reports?
Yes. LegalZoom typically charges $249 for entry-level service plus higher renewal fees. We charge $0 service fee and $99/year RA after year 1.
Can I switch from LegalZoom to File.Business mid-year?
Yes. We file a change of registered agent for your entity and import your existing records. No interruption to your business.
Does LegalZoom have anything File.Business does not?
Oldest brand, large law firm partnerships. We address these gaps through our partner network.
What is the catch with $0 formation at File.Business?
No catch. We make money on optional add-ons (banking referral fees, partner attorney referrals, premium tiers) which you do not need to use to get value.
On the $129/yr Compliance Annual Filings plan, we cover state late fees.
When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.