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MassachusettsForm an LLC in Massachusetts for $0 plus the $520 state filing fee. We file with the Massachusetts Secretary of the Commonwealth, obtain your EIN, and file your BOI report.
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Massachusetts LLC Formation, 2026
Filing live in Massachusetts · same-day in select states

How to form an LLC in Massachusetts for $0 service fee.

Massachusetts state filing fee is $520. Standard processing is 4 to 7 business days. We file Articles of Organization with the Massachusetts Secretary of the Commonwealth, obtain your EIN, file your BOI report with FinCEN, and provide Massachusetts Registered Agent service free for the first year.

$0 service fee $520 state fee at cost 60-day money-back
MASSACHUSETTS
MA
State filing fee$520
Processing4 to 7 business days
State GDP$685B
Population7M
Small businesses~715,000
Our service fee$0
$520 TOTAL
$520
Massachusetts filing fee
4 to 7 business days
Standard processing
$0
Our service fee
$685B
Massachusetts GDP
$0
Service fee
we file it free
$500
Massachusetts state fee
passed through at cost
3-5 biz days
Processing
state office turnaround
51
Jurisdictions
one platform if you expand
SOC 2 Type II · 2025 report 4.9 · 8,200+ reviews E&O Insured · carrier on request 51 Jurisdictions 220,000+ Formed
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5 minutes to start$0 service fee
EIN includedIRS SS-4 filed for you
Massachusetts Registered AgentFree for the first year
The Massachusetts business environment

Why entrepreneurs file an LLC in Massachusetts.

Highest LLC filing fee in the US ($520) and $520 annual report. Justified for many by the Boston/Cambridge biotech ecosystem. State income tax 5% flat. Strong VC ecosystem (Greater Boston is the #2 VC hub after Bay Area).

State GDP$685BTotal state output
Population7MLatest census estimate
Small businesses~715,000Per SBA Office of Advocacy
Notable#1 in biotech R&D spendingDistinguishing economic fact
Top industries in Massachusetts
Biotech & life sciences (Boston/Cambridge)Higher education (60+ colleges)Financial servicesHealthcareRobotics & AI
Top cities to file

Where Massachusetts businesses are based.

You can form your Massachusetts LLC from any of these metros (or anywhere in the state). Most founders form in the state where they live and operate.

Boston
Largest metro. Biotech, finance, healthcare, MIT/Harvard ecosystem.
Cambridge
MIT, Harvard, biotech (Moderna, Vertex), AI startups.
Worcester
Healthcare, biotech, manufacturing, colleges.
Lowell
Manufacturing, tech.
Springfield
Manufacturing, insurance (MassMutual), healthcare.
Lawrence
Manufacturing, growing residential.
Massachusetts LLC specifics

The Massachusetts formation rules at a glance.

  • $520 filing fee, $520 annual report
  • Processing: 4 to 7 business days ($25 expedited)
  • Filed with the Massachusetts Secretary of the Commonwealth in Boston
  • Top industries: Biotech & life sciences (Boston/Cambridge), Higher education (60+ colleges), Financial services

Our take Form here if you operate in Massachusetts. Fees are the highest in the US but the Boston biotech and tech ecosystem justifies them for many.

MA
The Massachusetts Secretary of the Commonwealth

Corporations Division processes LLC formations from Boston. We file your Articles of Organization electronically with this office. Annual report obligation: $520 annual report.

FILED ELECTRONICALLY · 4 TO 7 BUSINESS DAYS
Ready to file in Massachusetts?5 minutes, $0 service fee, $520 Massachusetts filing fee at cost.
What is included on Starter

Free with your Massachusetts LLC formation.

Starter is genuinely $0. We pass through the $state Massachusetts state fee at cost. Everything below is included free.

  • Articles filed with the Massachusetts Secretary of the Commonwealth, our service fee $0
  • IRS EIN application (Form SS-4) filed for you
  • Massachusetts-specific Operating Agreement or Bylaws template
  • Massachusetts Registered Agent service: first year free, then $99/year
  • Basic Massachusetts compliance calendar (annual report dates)
  • Document storage, 5 GB
Upgrade to Growth · $49/mo

Add the operating stack most Massachusetts businesses need.

BOI filing + annual report filing + custom domain (1 free) + business email (3 mailboxes) + business phone line + brand kit (logo + 100 cards) + website builder + books + CRM + e-signature unlimited + document vault unlimited + audit trail + priority support. See full Growth features →

Or pay as you need

BOI filing $249 · S-Corp election $99 · Annual report filing $149 + state fee · Foreign qualification $149/state · Trademark $249/class + USPTO fee · Custom Operating Agreement $199 · Expedited state filing state fee + $50 service. Full add-on pricing →

How it works

From form to filed in Massachusetts, in four steps.

Step 1
Tell us about your businessEntity name, members, and Massachusetts address. Five minutes.
Step 2
We file with MassachusettsArticles of Organization submitted to the Massachusetts Secretary of the Commonwealth same day.
Step 3
EIN, BOI, bankingEIN issued, BOI filed, you can open a Massachusetts business bank account.
Step 4
LiveStamped Articles in your vault. Massachusetts compliance calendar populated.
Skip the Massachusetts paperwork.We file with the Massachusetts Secretary of the Commonwealth for you. 5 minutes to start.
Compare to nearby states

Massachusetts vs neighbors.

If you can operate from multiple states, here is how Massachusetts compares.

Rhode Island$150Much lower fees, smaller economy
New Hampshire$100No state income tax, no sales tax
Connecticut$120Larger insurance/finance, lower fees
Massachusetts$520Form here if you operate in Massachusetts. Fees are the highest in the US but the Boston biotech and tech ecosystem justifies them for many.
Local resources

Massachusetts business resources beyond formation.

After you file, these Massachusetts-specific organizations help with mentoring, funding, exporting, and growth.

Massachusetts Office of Business DevelopmentState business support
MassDevelopmentQuasi-public economic development
Massachusetts SBDCStatewide centers
Greater Boston ChamberMetro chamber
60day promise

The File.Business Promise

If we miss a filing deadline on a service you pay us to manage, we pay the state penalty. If you change your mind in the first 60 days, we refund our service fee in full. Your data stays yours, always.

60-day money-back Penalty-free filings Cancel anytime No surprise fees
FAQ

Massachusetts-specific LLC questions.

Why are MA fees so high?
Highest formation and annual report fees in the US. State revenue model based on business fees rather than other taxes.
Why is Boston a biotech hub?
MIT, Harvard, Tufts, Boston University, Boston Children's Hospital, MGH. Largest concentration of life sciences talent in the US. $7B+ in NIH grants annually.
Should I form in MA or NH?
If you operate in MA, form in MA. NH founders save on income tax but operating in MA triggers MA foreign qualification.
How much does it cost to form an LLC in Massachusetts?
Massachusetts charges a $520 state filing fee. Our service fee is $0. There are no add-on charges from us. Total upfront cost: $520.
How long does it take to form an LLC in Massachusetts?
Massachusetts processes LLC formations in 4 to 7 business days for standard filings. Expedited service is available for an additional $25.
Do I need to live in Massachusetts to form an LLC there?
No. You can form a Massachusetts LLC from anywhere. You will need a Massachusetts Registered Agent (we provide this free for the first year).
What is a Massachusetts Registered Agent?
Massachusetts requires every LLC to designate a Registered Agent with a physical address in Massachusetts. We provide Massachusetts Registered Agent service free for the first year, $99/year after.
What about BOI reporting for my Massachusetts LLC?
Required for every new LLC at the federal level (FinCEN), regardless of state. We file it for you at no cost as part of formation. Civil penalties for missing it run up to $591/day.

Start your Massachusetts LLC in 5 minutes.

Tell us a few details. We file with the Massachusetts Secretary of the Commonwealth, obtain your EIN, file your BOI, and set up your Massachusetts Registered Agent.

Pay only state fee $520 Massachusetts fee at cost 60-day money-back

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$129/yr Compliance Annual Filings · penalty-free

On the $129/yr Compliance Annual Filings plan, we cover state late fees.

When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.

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File.Business is a private business filing and compliance service. We are not a government agency and are not affiliated with any Secretary of State office. You may file directly with the appropriate state agency. SOC 2 Type II audited. 220,000+ businesses formed since 2017.
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